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Expert AML Compliance Services in Dubai, UAE

Ignoring AML rules can cost your business fines, frozen accounts, and credibility. At Vista Financials Accounting and Taxation, we make AML compliance simple for you.

  • Meet AML requirements of UAE
  • Simplify complex compliance into clear steps
  • Tailored solutions for high-risk sectors

Audit Tomorrow? Be Ready Today.

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PACKAGES

Our AML Compliance Packages

Choose an AML compliance package that fits your business needs.

Silver

For a newly registered company

  • goAML Registration
  • EOCN Clarification/Sanctions List Subscription
  • Policies & Procedures
  • Reliable PEP & Sanction Screening
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Gold

For a scaling or established company

  • goAML Registration
  • EOCN Clarification/Sanctions List Subscription
  • Policies & Procedures
  • Reliable PEP & Sanction Screening
  • CDD & EDD
  • Risk Assessment
  • Ongoing Transaction Monitoring Framework
  • Training to Compliance/Employees/Agents
  • Quarterly Compliance Report
  • Filing STR/SAR to goAML Portal
Get Started
SERVICES

Anti-Money Laundering Compliance Services in Dubai

We help DNFBPs in the UAE meet all AML/CFT requirements with ease, whether you’re setting up for the first time or upgrading your framework. Our experts ensure you’re not just compliant, but always audit-ready.

goAML Registration

We take care of your FIU registration so your business is officially listed and ready for ongoing reporting.

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Custom AML Policies

Tailored policies built for your business type, risk profile, and industry. Always legally compliant.

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Periodic AML/CFT Report

We prepare periodic AML compliance report for you to stay compliant and stress-free.

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Compliance Framework Setup

Clear roles, responsibilities, and internal controls designed to pass regulatory review every time.

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Risk Assessments & KYC

We guide you through risk questionnaires, transaction checks & KYC to build a strong, risk-based approach.

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Inspection Support

Facing an inspection? We prepare your documents, strategy, and team so you pass with confidence.

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Sanctions Screening

We implement tools to help you detect and block sanctioned entities before they become a risk.

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Regulatory Reporting

Timely goAML and TFS reports filed correctly so you avoid fines or compliance issues.

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AML Audit Assistance

Be audit-ready at all times. Our team ensures your policies, reports, and records meet AML UAE standards.

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AML SERVICES

What Are AML Compliance Services in the UAE?

AML (Anti-Money Laundering) compliance services in the UAE are specialised solutions that help businesses identify, prevent, and report suspicious financial activities. These services protect companies from risks associated with money laundering, terrorist financing, and other unlawful financial practices, while ensuring full compliance with UAE regulations.

In the UAE, Designated Non-Financial Businesses and Professions (DNFBPs) are legally required to follow these rules, often without realising it.

DNFBP CATEGORIES

Who is Considered a DNFBP in the UAE?

According to Federal Decree Law No. 20 of 2018 and Cabinet Decision No. 10 of 2019, the following entities are classified as DNFBPs:

Real Estate Brokers & Agents
Involved in buying, selling, or leasing property
Auditors & Accountants
Providing accounting, audit, bookkeeping, or financial services
Corporate Service Providers
Setting up or managing companies and legal structures
Trust & Company Service Providers
Offering nominee, directorship, or registered office services
Law Firms & Legal Consultants
When involved in certain financial, corporate, or trust-related transactions
Dealers in Precious Metals & Stones
Such as gold, diamonds, and jewellery
Virtual Asset Service Providers (VASPs)
Including crypto exchanges and wallet providers
Tax Consultants & Advisors
Advising on tax and wealth structuring involving high-risk financial flows
Luxury Goods & High-Value Dealers
Trading art, cars, yachts & antiques, vulnerable to money laundering

These sectors are particularly vulnerable to money laundering risks due to the nature of the transactions they handle, which are high-value, cross-border, or complex. If your business operates in any of these sectors, you are legally required to comply with AML/CFT regulations and register with the goAML system operated by the UAE’s Financial Intelligence Unit (FIU).

DNFBP COMPLIANCE

Why DNFBPs Can’t Ignore AML Compliance

DNFBPs are on the frontline of AML regulations. If you deal with large transactions, cross-border clients, or high-value assets, you’re a target for money laundering in Dubai.

Anti-Money Laundering Compliance Is Crucial and the Key Reasons are:

Legal Obligation
UAE Ministry of Economy & FIU enforce strict AML UAE rules. Fines range from AED 50,000 to AED 5M.
Risk Mitigation
Detect suspicious activity early and reduce exposure to money laundering in the UAE.
Regulatory Scrutiny
Non-compliant DNFBPs face audits, penalties, and even license suspension.
Business Continuity
AML compliance keeps operations smooth and supports strong banking relationships.
Reputation & Trust
Builds long-term credibility with clients, banks, and regulators.
Global Blacklisting
Non-compliance can land your business on watchlists, blocking access to banks & international partners.

Not Sure if Your Business Qualifies as a DNFBP?

Our top AML experts in Dubai can review your setup and guide you to full compliance.

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Types of Anti-Money Laundering Solutions in Dubai

Aml-registeration

Understanding the different types of AML solutions helps businesses implement comprehensive compliance frameworks that protect against money laundering risks.

Preventive controls focus on stopping money laundering before it reaches your business. In the UAE, this includes proper KYC and CDD to verify clients and UBOs, sanctions screening against EOCN and global lists, risk-based client classification, and regular staff training to identify red flags early, even before onboarding is completed.

Detective controls monitor ongoing activity to identify risks that may bypass initial checks. UAE businesses are expected to track transactions for unusual patterns, conduct periodic reviews of high-risk clients, and perform internal AML audits. These measures ensure suspicious behaviour is identified promptly and compliance processes are consistently followed.

Reporting controls ensure regulatory authorities are informed once suspicious activity is identified. This includes timely filing of STRs or SARs through the goAML system, maintaining records for at least five years, and ensuring MLRO oversight. These actions support transparency, regulatory cooperation, and legal accountability under UAE AML laws.

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UAE REGULATIONS

Key Anti-Money Laundering Regulationsin the UAE

A quick overview of the core UAE AML/CFT legal instruments and guidance affecting Financial Institutions and DNFBPs.

Federal Decree Law No. 20 of 2018
The foundational legislation on Anti-Money Laundering (AML) and Combating the Financing of Terrorism (CFT) is applicable to all financial institutions and DNFBPs operating in the UAE.
Cabinet Decision No. 74 of 2020
Focuses on implementing UN Security Council Resolutions relating to the combating of terrorism financing and proliferation of weapons, and managing local terrorism lists.
Cabinet Decision No. 10 of 2019
Issued to implement the provisions of Decree Law No. 20 of 2018, this decision outlines detailed AML compliance obligations for DNFBPs, including risk assessments, policies, and reporting.
Guidelines for DNFBPs
Sector-specific AML/CFT guidance issued by the Ministry of Economy helps DNFBPs understand how to apply legal requirements based on their operational risks and activities.
WHY VISTA

Why Choose Vista

We prepare your AML framework for the moment regulators look closely, not just when forms are filed.

End-to-End AML Compliance Support
From risk assessment to reporting, Vista manages the complete AML lifecycle, ensuring nothing is missed or misinterpreted.
UAE-First Regulatory Alignment
All AML frameworks are built strictly in line with UAE laws, Ministry guidelines, and regulator expectations across relevant authorities.
Expertise in goAML Portal Management
Expert management of the UAE’s goAML portal, ensuring hassle-free registration, precise suspicious activity reporting, and full compliance with FIU regulations.
Robust Due Diligence Frameworks
Vista implements structured KYC, screening, and verification processes to reduce exposure to financial crime and regulatory risk.
Ongoing Monitoring & AML Audits
We support continuous transaction monitoring, internal reviews, and AML audits to maintain long-term compliance, not one-time filings.
Risk Mitigation Against Heavy Penalties
Our approach focuses on preventing costly AML violations by identifying gaps early and ensuring timely corrective action.
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TESTIMONIALS

Our Clients’ Trust Says It All

Behind every rating and review is a business that found AML clarity with Vista Financials Accounting and Taxation.

“

At first, I wasn't sure whether my company even qualified as a DNFBP. Vista's experts made it simple, clarified the requirements, and built our AML framework without delays.

Managing Director
Real Estate Brokerage, Dubai
“

With regulations shifting so often, we struggled to keep up. Vista didn't just design our AML policies; they streamlined our audit prep by 40%. For once, we feel ahead of compliance instead of catching up.

Finance Manager
Gold Trading Company, UAE
“

We needed AML compliance fast to onboard international partners. Vista's team acted quickly, aligned our policies with VARA guidelines, and gave us the confidence to expand without fear of regulatory setbacks.

CEO
FinTech Startup, UAE

Need Help Understanding What Applies to Your Business?

Our AML consultants in the UAE will review your setup, identify your legal obligations, and guide you through the right compliance steps - fast, clear, and confidential.

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FAQ

FAQs on Anti-Money Laundering in the UAE

Find quick answers to the most common queries about our services and compliance.

Under AML UAE laws, all Financial Institutions (FIs) and Designated Non-Financial Businesses and Professions (DNFBPs), including Real Estate Firms, Jewellery Dealers, Accountants, Legal Consultants, and Corporate Service Providers, must comply with anti-money laundering regulations in the UAE.

Yes. goAML is the UAE’s official reporting platform for suspicious transactions. All DNFBPs operating under AML Dubai regulations must register and regularly report any suspicious activity to stay compliant.

Key requirements include goAML registration, preparing AML policies and procedures, conducting Risk Assessments, screening against Sanctions Lists, maintaining proper records, and submitting reports to the FIU.

Non-compliance can lead to heavy fines (up to AED 5 million per violation), license suspension or revocation, and even criminal charges in serious cases.

An AML risk assessment helps identify and evaluate exposure to money laundering in the UAE based on your business activities. It’s a regulatory requirement that ensures your controls are risk-based, effective, and aligned with the UAE’s AML/CFT framework.

Yes. We provide full inspection support, from documentation to preparation, ensuring your business is ready and compliant during MoE inspections.