Real Estate Brokers & Agents
Involved in buying, selling, or leasing property
Our Comprehensive AML Compliance
Services in Dubai
Stay compliant. Stay confident.
We help DNFBPs in the UAE meet all AML/CFT requirements with ease,
whether you’re setting up
for the first time or upgrading your framework. Our experts ensure you’re not just compliant,
but always audit-ready.
goAML Registration
We take care of your FIU registration so your business is officially listed and ready for ongoing reporting.
WhatsApp NowCustom AML Policies
Tailored policies built for your business type, risk profile, and industry. Always legally compliant.
WhatsApp NowPeriodic AML/CFT Report
We prepare periodic AML compliance report for you to stay compliant and stress-free.
WhatsApp NowCompliance Framework Setup
Clear roles, responsibilities, and internal controls designed to pass regulatory review every time.
WhatsApp NowRisk Assessments & KYC
We guide you through risk questionnaires, transaction checks & KYC to build a strong, risk-based approach.
WhatsApp NowInspection Support
Facing an inspection? We prepare your documents, strategy, and team so you pass with confidence.
WhatsApp NowSanctions Screening
We implement tools to help you detect and block sanctioned entities before they become a risk.
WhatsApp NowRegulatory Reporting
Timely goAML and TFS
reports filed correctly so
you avoid fines or compliance
issues.
AML Audit Assistance
Be audit-ready at all times. Our team ensures your policies, reports, and records meet AML UAE standards.
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What Are AML Compliance Services in the UAE?
AML (Anti-Money Laundering) compliance services in the UAE are specialised solutions that help businesses identify, prevent, and report suspicious financial activities. These services protect companies from risks associated with money laundering, terrorist financing, and other unlawful financial practices, while ensuring full compliance with UAE regulations.
In the UAE, Designated Non-Financial Businesses and Professions (DNFBPs) are legally required to follow these rules, often without realising it.
Book a Free AML ConsultationDoes Your Business Fall Under DNFBP?
DNFBP stands for Designated Non-Financial Businesses and Professions — a category defined by UAE regulations to include businesses that, while not financial institutions, are still exposed to risks of money laundering and terrorist financing. Many DNFBPs in Dubai are unaware of their AML obligations until it’s too late. Under UAE anti-money laundering laws, businesses in sectors like Real Estate, crypto, and legal consultancy must comply with AML regulations or face serious consequences.
Book a Free AML ConsultationWho is Considered a DNFBP in the UAE?
According to Federal Decree Law No. 20 of 2018 and Cabinet Decision No. 10 of 2019, the following entities are classified as DNFBPs:
Auditors & Accountants
Handling client finances or financial reporting
Corporate Service Providers
Setting up or managing companies and legal structures
Law Firms & Legal
Consultants
Engaged in financial, corporate, or trust-related transactions
Dealers in Precious Metals & Stones
Such as gold, diamonds, luxury watches, and jewellery
Trust & Company Service Providers
Offering nominee, directorship, or registered office services
Virtual Asset Service Providers (VASPs)
Including crypto exchanges and wallet providers
Tax Consultants &
Advisors
Advising on tax and wealth structuring involving high-risk financial flows.
Luxury Goods & High-Value Dealers
Trading art, cars, yachts & antiques, vulnerable to money laundering.
These sectors are particularly vulnerable to money laundering risks due to the nature of the transactions they handle — high-value, cross-border, or complex in structure. If your business operates in any of these sectors, you are legally required to comply with AML/CFT regulations and register with the goAML system operated by the UAE’s Financial Intelligence Unit (FIU).
Why DNFBPs Can’t Ignore AML Compliance
DNFBPs are on the frontline of AML regulations. If you deal with large
transactions, cross-border clients,
or high-value assets, you’re a target for money
laundering in Dubai.
Anti-Money Laundering Compliance Is Critical and the Key Reasons are:
Legal Obligation
UAE Ministry of Economy & FIU enforce strict AML UAE rules. Fines range from AED 50,000 to AED 5M.
Risk Mitigation
Detect suspicious activity early and reduce exposure to money laundering in the UAE.
Regulatory Scrutiny
Non-compliant DNFBPs face audits, penalties, and even license suspension.
Business Continuity
AML compliance keeps operations smooth and supports strong banking relationships.
Reputation & Trust
Builds long-term credibility with clients, banks, and regulators.
Global Blacklisting
Non-compliance can land your business on watchlists, blocking access to banks & international partners.
Our Clients’ Trust Says It All
★★★★☆ 4.5 / 5 Rating
Key Anti-Money Laundering Regulations
in the UAE
Federal Decree Law No. 20 of 2018
The foundational legislation on Anti-Money Laundering (AML) and Combating the Financing of Terrorism (CFT) is applicable to all financial institutions and DNFBPs operating in the UAE.
Cabinet Decision No. 74 of 2020
Focuses on implementing UN Security Council Resolutions relating to the combating of terrorism financing and proliferation of weapons, and managing local terrorism lists.
Cabinet Decision No. 10 of 2019
Issued to implement the provisions of Decree Law No. 20 of 2018, this decision outlines detailed AML compliance obligations for DNFBPs, including risk assessments, policies, and reporting.
Guidelines for DNFBPs
Sector-specific AML/CFT guidance issued by the Ministry of Economy helps DNFBPs understand how to apply legal requirements based on their operational risks and activities.
Not Sure if Your Business Qualifies as a DNFBP?
Our top AML experts in Dubai can review your setup and guide you to full compliance.
Contact NowWhy Non-Compliance is Never an Option
Failing to comply with AML UAE regulations doesn’t just risk penalties, but it can threaten your entire business. Under anti-money laundering UAE laws, the consequences include:
- Fines from AED 50,000 to AED 5 million
- Suspension or cancellation of your trade license
- Personal liability and imprisonment for managers
- Freezing of bank accounts and company assets
This is why businesses across Dubai and the UAE trust specialists for anti-money laundering compliance. At Vista Accounting and Taxation, we provide end-to-end AML compliance services in Dubai. From risk assessments and policies to reporting, we keep your business protected, audit-ready, and fully compliant.
Request a Compliance Review
Need Help Understanding What Applies to Your Business?
Our AML consultants in the UAE will review your setup, identify your legal obligations, and guide you through the right compliance steps - fast, clear, and confidential.
Book Your AML ConsultationHow Can AML Compliance Protect Your Business?
Frequently Asked Questions
Find quick answers to the most common queries about our services and compliance.
Under AML UAE laws, all Financial Institutions (FIs) and Designated Non-Financial Businesses and Professions (DNFBPs) — including Real Estate Firms, Jewellery Dealers, Accountants, Legal Consultants, and Corporate Service Providers — must comply with anti-money laundering regulations.
Yes. goAML is the UAE’s official reporting platform for suspicious transactions. All DNFBPs operating under AML Dubai regulations must register and regularly report any suspicious activity to stay compliant.
Key requirements include goAML registration, preparing AML policies and procedures, conducting Risk Assessments, screening against Sanctions Lists, maintaining proper records, and submitting reports to the FIU.
Non-compliance can lead to heavy fines (up to AED 5 million per violation), license suspension or revocation, and even criminal charges in serious cases.
An AML risk assessment helps identify and evaluate exposure to money laundering in the UAE based on your business activities. It’s a regulatory requirement that ensures your controls are risk-based, effective, and aligned with the UAE’s AML/CFT framework.
Yes. We provide full inspection support — from documentation to preparation — ensuring your business is ready and compliant during MoE inspection.